To that last demolition/asbestos video. And just in case you missed it, I’ll leave a link to it in the description box below. So make sure you check that one out first. Now today’s video, I’d like to bring in an asbestos expert for us to have a chat to. So make sure you stick around, because this should be a good one.[pause] S And I apologize for the slightly reddish kind of hue. It’s just that we’re standing on a red floor. Yes, a red floor with a white ceiling. And that’s not the best combination for shooting video, or for anything else for that matter.[background noise] S Is this an Australian video or what!S Thanks fellas, on cue.

So here we are talking with Peter Green from Green Brothers Asbestos Removals.How are you mate? Speaker Good, Shane. How are you? S Good mate, good. Thanks for doing this. Much appreciated. Now, Peter is a licensed asbestos contractor and you’ve been Asbestos Removal Sydney doing it for how long now? S Me and my brother, years, each experience. And then, we’ve been set up for four years now at our own Asbestos Removal. beautiful.

Now Peter and Rob are the guys who are doing the asbestos removal for my renovation. Now what I thought we’d do first, Pete, is just go over the legalities of removing asbestos, and then, look at taking a sheet of asbestos off a wall, and then look at how to dispose of that properly. Does that sound good? S Sounds good. Let’s get it done. S Let’s do it. So, from a legal point of view, Pete, how much can a Di Yer remove? S Legally in Australia, it’s square meters. Anyone at home can do square meters.So if your job becomes over square, then you need to get a professional opinion. If you’ve got a piece like that, that needs taking off, then legally you’re allowed to do it. S So really, square meters is basically.

Property exclusively the Melbourne Property Valuation without a worry in the world satisfy an eight percent return featherweight and you can’t acquire cash at five percent from the bank or from a financial specialist or for whoever that you’re making a three percent benefit on the storm cellar the way that we truly profit in genuine homes not really the property’s from don’t utilized property.

eight percent return is decent yet when you take a gander at i can’t foreparts of that price tag from the bank in one a player in the buy costs my cash another occurrence as 20% down however we’re going to spare it four-section times or uh…parts of the price tag or from the bank one a player in the buy costs from you that you have style lever less expensive by to one influence one a player in your cash to battle parts property and in case you’re making three percent spread.

on the banks cash you’re fundamentally making before parts of the banks cash sorts three percent you’re making a twelve percent return on the profits and you’re making an eight three percent return on your cash Steve included abruptly you’re making a 20% degree of profitability and experienced that sort of fast so i would say that once again part of the property that is only your cash is making eight percent the part of the property’s that this cash is making three percent or that is spread between what you card sand what barney that and on the grounds that four sections of that property or buy utilizing banks cash four times three is twelve percent numerous add that to you the eight.

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overall so we’re going volleyball had expressed as well over here you see a now recovering the wall first layer of pasta that’s going to go now that we have both walls up we’re now going to be installing the spirit sealing barrier and this is yet again another safety precaution take care of you in your homeyness now that we’re fully setup we have two layers on the walls and one later on the ceiling we’re actually going to get out gets to it up historically normal process get ready alright so.

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For another days and so in baton rouge and veneration that wasn’t done until about days after the storm or so we were kind of wanted it to be done and they only extended it for more day sand I out I would be surprised if that were extended but with that being said do not do not assume that it’s going Tobe extended don’t wait until the day after the storm hoping that you know you’ve got extra time this process if it’s process and so the process takes time and so you know just just like every other adjuster you know I energetic shows up you know they’re not going Tobe you know be able to turn over comprehensive.

Report in a short period of time so you know you really want Roget ahead of this you gotta take ownership in this and and and if you’re going to do it yourself great but just make sure that that that you’re cognizant that that you know all of these these deadlines are coming up bandana and the the -day deadline even fits extended is is critical for the flood policies to to be aware about.

You that there are some guys here that you’re going anywhere yes yes ah I i think we’re going to take one more question I hate that everybody off but we don’t want to keep that one too late and got a big game or forget when you get their vote you said if he went with his last question is what’s the differences from Lisa what’s the difference between hiring a public adjuster in a private people of Walmart’s what I’m how did you find that well the the difference I thinks is degree you know it is one of-degree you know it’s almost a a a twofer with a law firm that’s experience in this type of work that has experience of gestures that are on staff for them the feast typically are not any different but they the you know.

Accept a fifteen thousand dollar appraisal really pay for the house so it is kinda Jabberer is everything won’t exhaust with you with all the ways that FHA will consider that yet I can let you know chances are I house would need to laud for that even investigate it there point well should be in presence not just introduce offer propose development it must be a key part well any

feet least for well and septic person a ton they must be no less than fifty feet separated a well more than twenty feet considered the site as they have sixty five-foot facing and the well and transfer field must be feet part wells and septic sir kinda tricky you know i mean and that tricky child doll they need to work awesome and they can be on top of each other they can’t neon in a storage room in the carport and you know stuff like that so what I it get a kick out of the chance to do on the off

chance that I about the nation and I think this is a key to the house and as a possibility for FHA was request while septic when we recorded and see what sort of issues we had we handover has a preparatory work were additionally spare you time not Property valuation Perth cost far off to over the ground pools one-year old in ground pool may recover 60% ten-year-old causal next to zero esteem no esteem and belongings cries entryways need to work establishments must be legitimately talk pointed have operable that young ladies in the event

that you have a slither space it’s under inches your adversary they have issues with these person sand creep spaces must be imagined appropriately ordinarily with FHA truly they’re going to need you to have at any rate on occasion per side of the house I might want you to stay aware of you know each other motivation behind why I jump at the chance to experience this rundown is doesn’t generally have anything to do with heart it needs to do with the way that these are condition issues you ought to be sliced yourself in case I’m experiencing authentic house and all the scarf ropes are gone you.

Wire last this is reside yes just yes this require greater tones income includes everything boutique other into income we did this already did not value this years income arm minus shoe sand earnings we organized you here side again okay so you have given time-is are you look at all the time steps out here your nation free wanna BBC’s evaluation so this is just your.

vision from and it says your now today who you are balked at day your here she what’s this some I’ll your residual palms is you’re asking seals year values some you use it arose G each yearly yes your wired return home Meyer you just happy previous year you need and to it if you not any doubt if you just getting returns equal to you require me to retire who you are what here PC you not.

Me that we you see much moms expect UN’s discount time course you can’t do that for d might have to figure out to use value so this is equal incomes of more were you able to do more than require were missing said-as usual creation what you need continuing value so whose sir years five years let’s say I’m you in value this is coming from regional classes is you six you see value your on fire Ranger said subtracting out are you come your sex use six um extinguished for d factor here over fort a factor and you discount to the fair back to customhouse this is animation times is your income grouting said he an hour we were you going to do okay so we do this where you can swap.

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The estimate the particular adjuster you know to be frank with you we’ve heard a lot of the adjusters have left Louisiana and are now in North Carolina Florida so you know that that might be it was that might be a cause of some delay and in Louisiana that the storm Matthew happen you know so soon after the Great Flood so that’s kind of the timeline that I think folks should should accept someone let’s follow that asking we have to adjust their own satin they are earmarked for you boy and adjust yes.

That’s something that we can offer admire us we said it adjusted to your property to appraise damage that we cause as a counterbalance to whatever the insurance companies adjuster comes up so think that’s that’s that’s a good point and here here’s another question Think it’s from the room in st.Augustine this kind of goes back for this concept of contract and and everybody doing their part i had anal-state technology for years we purchased our home we had two prior white plains , one now all safe to say that my house is classified incorrectly my blood pilots I my surveyed elevation shouldn’t get its two-story now elevated.

so forth and noose so it looks like saying well somebody screwed up here you’re not and I know Jerry see this happen numerous times and batteries like spokesman separates st. Augustine who found out that their their their insurance service company the translation is exposed I maybe advice and incorrectly when they purchase the policies and they don’t have the comfort they thought they were buying that’s a little bit different of case in and tell us about that yes we’re seeing quite a few of those type of situations where someone is is in flood zone and the flood the flood.

Parenthesis plus the growth rate plus the one percent close parentheses as the middle ware – what times plus in parentheses are – gee where r is the discount rate ten percent – the one percent so plus f most that’s the value of the business based on the opportunity and we have to discount that value to present at it the president guy is going to be equal to the terminal value get him just got to warm up divided by plus the discount rate the power of he gives up much slower number but the reason that are wack is a little bit off we’ll talk.

about all that one thing to mention going back to the mid year and your invention is if we’re going to use the mid-year conventions this is . file . to . . – . the terminal value , opportunity method that value we would discount back using them in your convention and a half years before using video convention for the castle up there a way to use the video-convention for the opportunity how much property valuer costs in melbourne however they even tom f it will always discount using the end of year convention regardless of whether the individual cash flows were built on amino.

adventure are now leaving the reason for this opportunity is always in the same time frame as the casual because the opportunity is just a series of cash flows even dominant is what’s the idea of on the atomic that five minutes ago in your possession why what’s different about the evils of method that what it visit’s discount . to always be added to your magic independent of with the cast you know donas over . will be the basis of your business I mean on your you but the idea of the video prevention is that all that information when is translated into cash doesn’t come in all of some way what do you think the question there’s is meaning to it from.

latest very very latest alright so we have our insurance with state farm down here for when we comedown here we were trying to go with Allstate wasn’t taking any new customers because of Hurricane risk and a lot of other companies were not taking customers or they were more expensive so we went with state farm actually we only had contracts that we were running.

I didn’t bother with rental insurance but when we bought the house we got insurance through state farm state farm went through an Top rated homeowners insurance companies in Florida insurance company a different insurance company to state farm was more but how it works is we went through state farm so we get the multi discount now the thing is that company decided not to ensure people anymore so we ended up with Tower Hill Tower Hill is pretty much the biggest insurance company here in Florida so we were with them most of the six years that we have this house but through state farm this is that state firms doing this is our Hill the grip issue that I’ve been talking.

About the last couple videos i wanted to read you the letter that Tower Hill had sent us okay it says your policy will expire on January fourteenth and will not be renewed please contact your insurance agent for assistance and replacing your coverage with another company thank you for the opportunity to serve you during the past year and then the reason for non-renewal says unacceptable risk for exposure birth is worn with visible conditions of granule loss of shingles shingle roof more than year sold so I i spoke with state farm and it turns out even if i fix the roof and get it done and inspected in time

which is next to impossible because to get inspected takes time and has nothing to do with getting a roof on and actually I had to remember for came together but if I had done by November for King they still want to ensure us so it doesn’t matter what I do throw power hell does not want to ensure they went out and state farm had told me that they had five customers this.

For that reason for that reason meanie took the scouts this stream of net benefits to make them so to say leave we have to order to talk to to aggregate the value a fall for what is today’s value we have to discount this stream now you do this with the discount factor it’s sit didn’t dislike like in interest rates it’s the so to say the reverse of an interest rate if you will for two hundred dollar loss into an ecology you get three percent interest then a next year of a a bit the berths.

Up today both how much do property valuations cost so the disc in this case that view you would be the discount factor of would be would be percent the question however is then how much can we actually how much should we discount that that is sick and a bit to %uh put it to good the a issue because in discounting we we also this column so to say the benefits which for future generations get from this results it’s not us who are livings in a in fifty at fifty years time it’s a next-generations soul was so AA a we’ve we have we have talked to make a choice.

Just a choice as society which takes into accounts the requirements the preferences also offer offer future of generations ado some fall more for of a of a of of of a compromise interest rates to of%uh could becloud be all discount rate the between purely cook economists economist a great which would basically all fishery like any any other investment any obligatory beat in stock thing golfer think of the returns that have been made by to aim the Indian the financial advisor so you could get you could say we wouldn’t we want to have a a return on all natural capital which is equal to that what we get from Stanley soulful Morgan.

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